01
Verification
Our team contacts the insurer or uses an approved eligibility service to review available benefits.
Insurance & financing
Clear costs. Helpful options. Fewer surprises.
Understand insurance benefits, treatment estimates, and flexible payment choices—including Cherry, our primary financing option.
Explore Cherry Payment Plans Call About InsuranceDental insurance plans
Insurance made easier to understand.
The plans below are among those our patients ask about. Network participation, eligibility, and covered services vary, so our team verifies each patient’s exact plan before treatment.
Participation varies by plan
Federal plan details verified individually
Participation varies by network
Participation varies by plan
Discount and network details verified individually
Participation varies by plan
Benefits verified before treatment
Participation varies by plan
Eligibility and covered care must be confirmed
Participation varies by plan
Participation varies by plan
Participation varies by planiSeeing an insurer’s logo here does not guarantee that Luxe Dental Care participates in every network or that a particular service is covered. Patients should contact the office before scheduling or treatment.
What patients can expect
A simple benefits process.
Our team helps you understand the information your plan provides, prepares a treatment estimate, and explains the expected patient portion before planned care.
02
Written estimate
Before planned treatment, patients receive an estimate of insurance and out-of-pocket portions.
03
Claim support
The office submits claims and provides supporting documentation when required by the plan.
Primary financing option
Cherry payment plans come first.
Patients can review potential payment plans before treatment. Approval, APR, term length, down payment, and promotional offers depend on eligibility and the final Cherry agreement.
CherryPayment Plans
Move forward with care and pay over time.
Cherry offers a quick, mobile-friendly application and uses a soft credit check for pre-qualification, which does not affect your credit score. If approved, you can review available plan options before selecting one.
1
ApplyComplete Cherry's secure application on your phone or computer.
2
Review your optionsIf approved, compare the plans and terms available to you.
3
Choose and scheduleSelect a plan, then coordinate treatment with Luxe Dental Care.
Payment plans are offered through Cherry. Cherry is a financial technology platform, not a bank or lender; financing is issued through its financing partners. Approval is not guaranteed. Term length, amount, down payment, APR, and qualifying 0% APR offers are subject to eligibility. Late or returned-payment fees may apply. Review your agreement for complete terms and see Cherry’s financing disclosures. The Apply with Cherry button opens Luxe Dental Care’s secure Cherry application.
Payment planning
Payment arrangements may be available for selected treatment plans. Availability, deposits, and terms depend on the treatment and the office’s current policy.
Discuss payment options →Payment methods
Call our team to confirm currently accepted payment methods and to review the estimate for your recommended care.
Request a treatment estimate →Common questions
Insurance and financing answers.
Does accepting my insurance mean Luxe is in-network?
Not necessarily. A practice may submit claims for a plan without participating in every network. Our team can verify your exact plan and network.
Can you guarantee what my plan will pay?
No. The office can provide a good-faith estimate using the information available, but the insurer makes the final coverage and payment decision.
What if Luxe is out-of-network?
Some PPO plans may still provide benefits. The office can help estimate those benefits and explain the expected patient portion before treatment.
When is my portion due?
Timing depends on the treatment plan and the office’s current payment policy. Our team will explain the estimated amount and when it is due before planned care.
Does applying for financing guarantee approval?
No. Financing approval and terms are determined by the financing company, not the dental practice.